Our Response to Market Uncertainty

Periods of market uncertainty can create anxiety and doubt for even the most experienced investors. It is during these times that emotions often run high, and the temptation to make reactive changes becomes strongest. At Optimize, we recognize that how we support you during uncertainty is as important as how we manage your portfolio during calm markets.

We do not believe in staying silent during challenging times. Instead, we act by communicating proactively, managing portfolios with discipline, and being available for thoughtful conversations that help you process events and stay grounded in your plan.

Proactive Communication to Keep You Informed and Focused

When markets become volatile or uncertain, silence can feel like abandonment. At Optimize, we increase our communication during these times, providing you with calm, clear, and fact-based updates that help you put events into context.

We provide:

• Market updates that focus on what matters, not the noise: We filter through headlines to help you understand what is happening, how it fits within the broader market cycle, and what it means—or does not mean—for your portfolio.

• Reassurance that your portfolio is built for times like these: We remind you that your portfolio is designed to withstand different market environments, and that short-term events do not require abandoning your long-term plan.

• Opportunities for personal conversations: We invite you to connect with us to discuss your feelings, your concerns, and your portfolio’s positioning, ensuring that you feel supported, not alone.

Disciplined Portfolio Management During Uncertain Markets

While communication is critical, we also continue to manage your portfolio with the same level of discipline and care as always.

During uncertain markets, we focus on:

• Rebalancing systematically: When market movements cause your portfolio to drift away from its target allocation, we rebalance thoughtfully, bringing your portfolio back in line with your long-term strategy.

• Assessing risk exposure within the context of your plan: We do not make drastic moves based on headlines. Instead, we review your portfolio through the lens of your goals, risk comfort, and liquidity needs, making measured adjustments only when appropriate.

• Monitoring market developments with a focus on risk and opportunity: We stay vigilant, looking for shifts in risk-return dynamics that may warrant small, tactical adjustments, always within the boundaries of your strategic allocation.

Acting with Discipline, Communicating with Clarity

At Optimize, our role during market uncertainty is not to predict every market move, but to manage your portfolio thoughtfully while helping you stay focused on the bigger picture. We combine disciplined investment management with proactive, transparent communication, ensuring you are informed, supported, and never left wondering where you stand.

By keeping you connected to your plan and providing the context and coaching needed during challenging periods, Optimize helps you stay invested with confidence, knowing that your portfolio, and our partnership, are built for all market conditions.