Portfolio Management
Explore investment principles, diversification strategies, and how to build a balanced portfolio that matches your risk tolerance.
Portfolio Management Fundamentals
Our Investment Approach
Investment Psychology & Coaching
- Understanding Behavioural Biases in Investing
- Confirmation Bias: How Seeking Agreement Can Cloud Investment Judgment
- Recency Bias: Why Recent Market Events Can Distort Long-Term Thinking
- Overconfidence Bias: When Trusting Your Instincts Becomes Risky
- Loss Aversion: Why Losses Feel Worse Than Gains Feel Good
- Anchoring Bias: How Irrelevant Information Can Influence Investment Decisions
- Herding Behaviour: Why Following the Crowd Can Undermine Your Strategy
- The Value of Behavioural Coaching
- Staying the Course: Why a Disciplined Investment Strategy Outperforms Emotion-Driven Decisions
- Avoiding Common Investor Mistakes
- Investor Psychology & Coaching
Understanding Your Risk Profile
- Finding Your Risk Comfort Zone
- When to Reassess Your Risk Profile
- Risk Profile Review Schedule
- Life Changes and Risk Tolerance
- Types of Investment Risk
- Finding the Right Risk Balance
- Aligning Risk with Your Goals
- Market Risk Explained
- Protecting Against Inflation Risk
- Interest Rate Risk and Your Portfolio
- Avoiding Concentration Risk
- Understanding Liquidity Risk
- Understanding Your Risk Profile
Asset Allocation & Diversification
- Portfolio Building Blocks Explained
- Matching Your Portfolio to Your Profile
- Balancing Growth, Income, and Stability
- Customizing Portfolios for Your Goals
- Pension-Style Investment Strategies
- Strategic vs. Tactical Asset Allocation
- Diversification Through Market Cycles
- The Power of Diversification
- Diversification Limits and Expectations
- Global Diversification Benefits
- Global Trends and Your Portfolio
- Fixed Income in Your Portfolio
- Alternative Investments Explained
- Asset Allocation and Diversification
Managing Market Volatility
- Managing Emotions During Volatility
- What Should You Do (and Avoid) During a Volatile Market?
- The Cash Temptation in Downturns
- Historical Lessons for Market Cycles
- Staying Focused Through Cycles
- Our Approach During Market Declines
- Coaching Through Market Disruptions
- Managing Market Volatility
- What Happens When Markets Are Volatile
- Our Response to Market Uncertainty
Our Model Portfolios
- How Optimize Model Portfolios Are Structured and Managed
- Matching Portfolios to Your Needs
- Understanding the Role of Each Optimize Model Portfolio Strategy
- Optimize All Growth Portfolio
- Optimize Growth Balanced Portfolio
- Optimize Balanced Growth Portfolio
- Optimize Income Balanced Portfolio
- Optimize Income Portfolio
- Our Model Portfolios
Portfolio Monitoring, Rebalancing & Fees
- How are Portfolio Management Fees Charged?
- The Long-Term Benefits of Rebalancing: Staying Aligned with Your Goals
- Rebalancing for Risk Management
- Optimize’s Approach to Continuous Portfolio Monitoring
- Understanding Portfolio Drift and the Importance of Rebalancing
- Portfolio Monitoring, Rebalancing & Fees
Your Investment Documentation
- What Is a Know Your Client (KYC) Form and How It Supports Your Investment Plan
- Why Know Your Client (KYC) Is Required and How It Protects You
- What Information Is Collected in a KYC Form and Why It Matters for Your Portfolio
- When Should You Review and Update Your KYC Information?
- What Is an Investment Policy Statement (IPS) and How It Supports Your Investment Plan
- The Key Components of an Investment Policy Statement (IPS)
- How the IPS Informs Portfolio Management and Decision-Making at Optimize
- When to Review and Update Your IPS Document
- How KYC and IPS Work Together to Keep Your Portfolio Aligned with Your Goals and Risk Comfort
- Your Investment Documentation