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Optimize Income Portfolio

Explore how the Optimize Income Portfolio is designed for investors who prioritize income generation and capital preservation, offering a conservative approach focused on steady cash flow and lower portfolio volatility.

The Optimize Income Portfolio is designed for investors who are primarily focused on generating reliable income, while seeking to preserve capital and reduce exposure to equity market volatility. This portfolio blends diversified income strategies, premium yield funds, and carefully selected equities to provide income and support modest long-term total returns.

It is best suited for investors who have low tolerance for risk, are in the withdrawal phase of their financial plan, or those seeking a highly stable, income-focused portfolio to support their lifestyle needs.

Investment Mandate

The investment objective of the Optimize Income Portfolio is to provide yield and maximize long-term total returns for investors by investing in a diversified portfolio of growth-oriented and income-oriented investments, with an emphasis towards yield-oriented investments, across asset classes, sectors, and geographies, including fixed income securities and equity securities of North American and International public companies, ETFs, mutual funds, and other public diversified securities such as closed-end funds, as well as investments in private securities, private equity securities, and private credit securities.

Portfolio Allocation

  • Optimize Core Equity Fund: 8.5%

  • Optimize Growth Equity Fund: 10%

  • Optimize Premium Yield Fund: 30%

  • Optimize Global Equity Fund: 2.5%

  • Optimize Dynamic Asset Allocation Fund: 8.5%

  • Optimize Diversified Income: 40%

  • Cash: 0.5%

This allocation reflects a strong focus on income-generating strategies, supported by modest equity exposure for diversification and to support inflation protection over the long term.

Who Is This Portfolio Designed For?

The Optimize Income Portfolio is most appropriate for:

  • Investors prioritizing income and capital stability over growth.

  • Investors in or nearing retirement who require steady cash flow.

  • Investors with very low tolerance for volatility, who prefer a portfolio focused on minimizing swings in value.

What to Expect from the Optimize Income Portfolio

  • Low portfolio volatility.
    The portfolio is designed to behave conservatively, with reduced exposure to equity market fluctuations.

  • Stable, reliable income generation.
    With high allocations to diversified income and premium yield strategies, the portfolio supports consistent cash flows to meet lifestyle or withdrawal needs.

  • Minimal exposure to equities.
    While the portfolio maintains a modest allocation to equities to support long-term purchasing power and diversification, the primary focus is on income and stability.

Optimize’s Ongoing Management

At Optimize, we manage the Income Portfolio with diligent oversight, rebalancing, and ongoing risk management, ensuring the portfolio continues to meet its income and stability objectives. We also provide coaching and support, helping you feel confident that your portfolio is aligned with your needs, even during periods of market uncertainty.