Understanding the Role of Each Optimize Model Portfolio Strategy
Explore how each of Optimize’s five model portfolios is designed to support different investment goals, risk profiles, and time horizons—helping you find the right balance of growth, income, and stability for your financial journey.
At Optimize, we offer a suite of five model portfolios, each built to serve a specific purpose in supporting your financial journey. While all our portfolios are constructed using the same disciplined approach—combining global diversification, strategic asset allocation, and thoughtful risk management—each model reflects a different balance of growth, income, and stability.
This ensures that whether you are focused on growing your wealth, generating income, or preserving capital, there is a portfolio designed to support your goals, time horizon, and comfort with risk.
Optimize All Growth Portfolio
Our most growth-oriented portfolio, designed for investors seeking maximum long-term capital appreciation and comfortable with high levels of market volatility. This portfolio is heavily weighted toward equities, with limited allocations to fixed income or alternative assets.
Optimize Growth Balanced Portfolio
Blending strong growth potential with more balance, this portfolio introduces a greater allocation to fixed income and pension-style assets compared to the All Growth Portfolio, making it suitable for investors who still seek growth but with a lower tolerance for large market swings.
Optimize Balanced Growth Portfolio
A balanced approach that offers an even mix of growth and stability. This portfolio is designed for investors seeking moderate growth while prioritizing smoother returns and a more conservative risk profile than the Growth Balanced Portfolio.
Optimize Income Balanced Portfolio
Focused on income generation and capital preservation, this portfolio further increases exposure to fixed income and pension-style assets, with a smaller allocation to equities. It is ideal for investors who prefer lower volatility and consistent income alongside modest growth exposure.
Optimize Income Portfolio
Our most conservative portfolio, designed for investors prioritizing income, liquidity, and capital stability above all else. This portfolio minimizes equity exposure and is best suited for those in the withdrawal stage of life or with a very low tolerance for risk.
Choosing the Portfolio That Fits You
Each Optimize model portfolio is designed with a clear role, but the right portfolio for you depends on your life, your goals, and your feelings about risk. At Optimize, we help you explore these factors through conversations, ensuring that the portfolio you are in supports not just your investments, but your broader financial plan and emotional comfort.